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aws【账号】(www.2km.me)_Getting affordable homes plan moving

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Businessman Tan Sri Vincent Tan (file pic) wants to push his ambition of making homes possible to the low-income group as the size of the B40 group has reportedly grown to become B50 now.

IT’S been 10 months since tycoon Tan Sri Vincent Tan announced his affordable home project for low-income Malaysians, notably the B40 (bottom 40% or poor) group.

‘’In just that short period, we now hear reports that it is now B50 because the middle class has slid down.

“M40 has reportedly deteriorated to now M30, according to some news reports because of the impact of the Covid-19 pandemic.

“It has become more urgent that the affordable home project for the lower income gets going soon,” the Berjaya Corp Bhd chairman said, over a vegetarian lunch interview.

The B40 are Malaysians who have a combined household income of less than RM5,000 per month.

Vincent, who heads the Better Malaysia Foundation (BMF), has launched a new social enterprise programme to assist the government in addressing home ownership aspirations.

He has done his homework, evaluated the costs and learned that loans are a major stumbling block for the B40.

Other related issues can only be ironed out by the government and banks.

Vincent is pushing the concept that BMF, in collaboration with Berjaya Land Bhd, has designed a 900-sq-ft five-bedroom, four-bathroom show apartment specifically for this initiative.

The Batu Pahat born self-made billionaire said he was “extremely disturbed and sad” that almost half of Employees Provident Fund (EPF) members have less than RM10,000 in the accounts and that only 3% of these low-income Malaysians can afford to retire at 55-years-old and sustain it with their savings.

Vincent understood what it was like to be poor, as he had to forgo a tertiary education because his lorry driver father could not afford it.

There were eight siblings in the family, and eventually he found work as a bank clerk instead and then sold life insurance.

Both he and his businessman brother, Tan Sri Danny Tan, had to share a rented room when they first came to Kuala Lumpur to work.

Danny, who had only a kap cai motorcycle, even travelled to villages to sell encyclopaedias, before joining his elder brother to sell insurance.

Looking at the plight of the B40 now, Vincent said: “The pandemic has made it worse for many Malaysians. Many are still struggling as businesses have closed and wages slashed.’’

The EPF has warned that this could have huge socio-economic implications following the Covid-19 pandemic and stressed the importance of adopting a holistic approach to address the issue.

EPF, in its latest findings, reported that most of its members in the low–and middle–income groups are likely to live in poverty in old age unless mitigation measures are taken.

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